Terms of use
Draft, pending review by New York insurance counsel.
This site is not a policy
Nothing here binds coverage, and nothing here is an offer of insurance. Coverage begins only when a carrier issues a policy and confirms it in writing. Descriptions of coverage on this site are general and are subject to the actual terms, conditions and exclusions of the policy issued to you.
Licensing
The Experts Agency is a trade name of The Expert Agency Inc., a licensed insurance producer in the State of New York.
Accuracy
Insurance requirements change. We update this site when we become aware of a change, but you should confirm current requirements with the relevant authority or with us before relying on them.